Privacy Policy

1. Information We Collect

To provide you with complete personalized services, we need to collect the following essential information:

• Mobile Phone Number: When you log in using your phone number and SMS verification code (OTP), we collect your mobile number. This information is used to create your unique account, authenticate your identity, and secure your account. We do not use your phone number for marketing promotions or share it with unrelated third parties.
• Spending and Mood Data: During your use of the App, you voluntarily record spending amounts (if applicable), spending categories, associated moods, and tags (e.g., #Happy, #Food). This data is stored in association with your account.

2. How We Use Your Information

We use the collected information for the following purposes:

• Account Management and Service Provision: Using your phone number as your account identifier allows you to securely log in and access your personal spending mood records.
• Data Synchronization and Backup: Linking your recorded spending and mood data to your account ensures you can access consistent personal data when logging in from different devices.
• Service Improvement: After anonymization and aggregation, we analyze overall user trends to optimize the App's features and user experience.

3. Data Storage and Sharing

• Data Storage: Your personal data (including phone number and spending mood records) is securely stored on our servers using encryption technologies.
• Data Sharing: We do not sell or rent your personal data. We only share information when necessary under the following circumstances:
  • Legal Compliance: To comply with lawful requests from law enforcement or other government agencies.
  • Protecting Rights and Safety: To enforce our Terms of Service or protect the rights, property, and safety of our company, other users, or the public.

4. Explanation Regarding the App Tracking Transparency (ATT) Framework

According to Apple's requirements, apps that need to track user activity across apps and websites owned by different companies must obtain explicit user consent through the App Tracking Transparency (ATT) framework.

SpendMood hereby declares: The core functionality of this App does not involve tracking user activity across different apps and websites. We collect your phone number and spending mood data solely to provide in-app account management and personalized spending mood analysis services. This data is not used for cross-app or cross-website tracking or targeted advertising. Therefore, this App will not proactively display the ATT authorization request pop-up window. Our data processing strictly adheres to the purposes described in this Privacy Policy.

5. Your Rights and Control

You have full control over your information:

• Access and Modification: You can access and modify your recorded spending and mood data within the App at any time.
• Account Deletion: You have the right to permanently delete your account and all associated data at any time. You can do this yourself via the Settings > Cancel account function within the App. Once you confirm account cancellation, your phone number account and all associated spending mood records will be permanently deleted from our servers and cannot be recovered.

6. Data Security

We implement industry-standard security measures (such as encryption technologies) to protect your data during transmission and storage, preventing unauthorized access, disclosure, alteration, or destruction.

7. Policy Updates

We may update this policy periodically to reflect functional changes or legal requirements. When updated, we will post the new version within the App and update the effective date. For significant changes, we will notify you through in-app notifications or other means. Your continued use of our services constitutes acceptance of the updated policy.

8. Contact Us

If you have any questions, comments, or need assistance regarding this Privacy Policy, please contact us via:

• Email: spendmood@outlook.com